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    404-480-3558

    Retirement Planning for tomorrow, Today!

    Customized Retirement Planning for Your Success

    Customized Retirement Planning for Your SuccessCustomized Retirement Planning for Your SuccessCustomized Retirement Planning for Your Success
    Learn More.

    Retirement Planning for tomorrow, Today!

    Customized Retirement Planning for Your Success

    Customized Retirement Planning for Your SuccessCustomized Retirement Planning for Your SuccessCustomized Retirement Planning for Your Success
    Learn More.

    Welcome to Plemons Financial Group

     

    At Plemons Financial Group, we believe financial planning should be clear, personal, and empowering. That’s why our approach is built on three core promises: zero costs, zero fees, and a reasonable rate of return — especially when it comes to indexed life insurance and retirement strategies.


    Whether you’re protecting your loved ones or planning your financial future, we’re here to guide you every step of the way. We keep things simple, transparent, and tailored to your needs.


    “When life gives you lemons, we can provide some financial stability.”

    Welcome to a smarter, more secure way to build your legacy

    Just some of our most popular products offered

    Indexed Universal Life (IUL)

    Multi-Year Guaranteed Annuity (MYGA)

    Multi-Year Guaranteed Annuity (MYGA)

     Indexed Universal Life (IUL) insurance is a type of permanent life insurance that combines flexible lifetime protection with the potential to build tax-deferred cash value. The policy’s cash value growth is linked to the performance of a market index (like the S&P 500), but your money is not directly invested, so it’s protected from market losses.

    Key Benefits of an IUL:

    • Lifelong coverage with flexible premiums 
    • Cash value growth tied to market indexes, with downside protection 
    • Tax-deferred accumulation and potential tax-free retirement income 
    • Living benefits available for chronic or terminal illness 
    • A powerful tool for legacy planning and wealth transfer

    Multi-Year Guaranteed Annuity (MYGA)

    Multi-Year Guaranteed Annuity (MYGA)

    Multi-Year Guaranteed Annuity (MYGA)

    A Multi-Year Guaranteed Annuity (MYGA) is a fixed annuity that offers a guaranteed interest rate for a set period—typically 3 to 10 years. It’s a safe, tax-deferred way to grow your savings without market risk. MYGAs are ideal for conservative investors looking for predictable returns and principal protection.

    Benefits of MYGAs:

    • Guaranteed fixed interest rate
    • Tax-deferred growth 
    • No market exposure 
    • Flexible term lengths 
    • Optional income payouts

    Annuities

    Multi-Year Guaranteed Annuity (MYGA)

    Retirement Income Planning

     An annuity is a financial product designed to provide guaranteed income, typically for retirement. You make a lump-sum payment or series of payments, and in return, the annuity pays out income either immediately or in the future.

    Key Benefits of Annuities:

    • Guaranteed income for life or a set period 
    • Tax-deferred growth until withdrawal 
    • Options with no market risk (fixed and MYGA annuities) 
    • Customizable payout options to meet your retirement needs 
    • Can help supplement Social Security or pension income

    Retirement Income Planning

    Retirement Income Planning

    Retirement Income Planning

     

    Retirement isn’t just a date—it’s a financial strategy. At Plemons Financial Group, we help you build a personalized plan to ensure you can retire with confidence and security. From guaranteed income solutions to tax-advantaged growth, we align your assets with your goals.

    What We Offer:

    • Customized retirement income strategies 
    • Life insurance and annuities for long-term protection 
    • Tax-efficient savings and withdrawal planning 
    • Legacy and estate planning guidance 
    • Risk-managed growth with zero-cost options 

    Your future deserves a plan. We’ll help you create one that works.

    Term Life Insurance

    Retirement Income Planning

    Whole Life Insurance

     Term life insurance provides affordable coverage for a specific period—typically 10, 20, or 30 years. It’s designed to protect your loved ones during your most financially vulnerable years, such as while paying off a mortgage or raising children.

    Key Benefits:

    • Low-cost premiums 
    • Fixed coverage terms 
    • Simple, straightforward protection 
    • Ideal for temporary needs or budget-conscious families

    Whole Life Insurance

    Retirement Income Planning

    Whole Life Insurance

     Whole life insurance offers lifelong protection with the added benefit of guaranteed cash value growth. It builds a tax-deferred savings component you can borrow from during your lifetime.

    Key Benefits:

    • Guaranteed lifelong coverage 
    • Fixed premiums that never increase 
    • Tax-deferred cash value accumulation 
    • Option to borrow against your policy

    Final Expense Insurance

    Employee Benefits & Group Health Programs

    Employee Benefits & Group Health Programs

     Final expense insurance is a small, affordable whole life policy designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. It provides peace of mind by ensuring your loved ones won’t face a financial burden during a difficult time.

    Key Benefits:

    • Guaranteed coverage for life 
    • Smaller benefit amounts (typically $5,000–$25,000) 
    • Affordable, fixed premiums 
    • No medical exam in most cases 
    • Quick and easy application process 

    Secure your legacy. Protect your family from unexpected costs.

    Employee Benefits & Group Health Programs

    Employee Benefits & Group Health Programs

    Employee Benefits & Group Health Programs

    Employee Benefits

    Give your team more than just a paycheck — offer real value they’ll appreciate. We help businesses create benefit packages that include:

    • Life & disability insurance 
    • Retirement planning options 
    • Voluntary benefits that fit every budget

    Group Health Benefits

    Take care of your team with coverage that works for them — and your bottom line.

    We help you offer flexible, affordable plans like:

    • Medical, dental, and vision coverage
    • HSA and FSA options 
    • Supplemental plans for extra peace of mind

    Just a few of our carrier partners

    Who is Plemons Financial Group

    Meet the owner

     

    Matthew Plemons, CLCS, ACLC

    Founder | Plemons Financial Group


    With over 17 years of experience in the insurance industry, Matthew Plemons is a seasoned advisor and respected agency owner. He began his career in property and casualty insurance, helping families and businesses protect what matters most. Today, he leads Plemons Financial Grou

     

    Matthew Plemons, CLCS, ACLC

    Founder | Plemons Financial Group


    With over 17 years of experience in the insurance industry, Matthew Plemons is a seasoned advisor and respected agency owner. He began his career in property and casualty insurance, helping families and businesses protect what matters most. Today, he leads Plemons Financial Group, where his focus is on life insurance, retirement solutions, and financial stability planning tailored to each client’s unique journey.


    Matthew’s approach is rooted in education, trust, and long-term relationships. As a husband of 20 years and proud father of two — one pursuing a career in finance with Merrill Lynch, the other studying engineering in college — he deeply understands the value of securing a legacy and planning for the future.


    A Georgia native, Matthew enjoys life on the lake, golfing with friends, spending time with his golden retrievers, and staying active in his local community. He believes financial planning doesn’t have to be complicated — just honest, personal, and built for life.

    Matthew & Dawn Plemons

    We are proud to support our community and offer products to our clients that truly are focused on their needs today and for the future.

    Mission Statement

    Mission Statement

    Mission Statement

    At Plemons Financial Group, our mission is to provide families and individuals with clarity, confidence, and custom-tailored financial solutions. We help clients navigate life's uncertainties by offering trusted guidance in life insurance, retirement planning, and legacy protection - because when life gives you lemons, we provide financial stability.

    Vision Statement

    Mission Statement

    Mission Statement

    Our vision is to be the most reliable and approachable financial partner in our community - known for integrity, education, and empowerment. We aim to reshape how people plan for the future by making insurance and retirement planning more personal, understandable, and meaningful.

    Contact Us

    Get Started Today

    Reach out with any questions about your retirement or life insurance needs to set up a meeting to discover the best path to your financial freedom!

    Plemons Financial Group

    404-480-3558

    Hours

    Open today

    09:00 am – 05:00 pm

    Drop us a line!

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    Our only focus and goal for all our clients

    We help people protect their families and plan for retirement using life insurance and indexed financial strategies. Everything we offer has zero fees, no hidden costs, and provides a solid return without the risk of market losses. It’s all about helping folks get real financial stability, especially when life throws curveballs. 


    You know what they say — when life gives you lemons, we help make sure you’re still in good shape financially 

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